Unscrupulous representatives are making door-to-door visits, selling bogus health care policies, referred to as ObamaCare. Given the confusion shopping for Michigan health insurance and Michigan life insurance policies, these bamboozlements victimize consumers. Once these scams are discovered, it’s generally too late to recover any of the financial losses.
Although authorities are inundated with reports pertaining to Michigan health insurance and Michigan life insurance fraud, several tactics prevent falling prey to consumer fraud and a bogus insurance plan.
Michigan health insurance requirements go into effect in 2014. Insurance brokers stating otherwise are being dishonest.
Shop around for Michigan life insurance, preferably with an agent who offers a diverse portfolio of insurance agencies. The same rule applies to shopping for Michigan health insurance quotes.
Whether the agent is a referral or not-always confirm the agent’s license is current for whatever policy is needed: Michigan life insurance or Michigan health insurance.
Contact the Michigan’s Department of Insurance to determine if the agent’s name is linked to any outstanding complaints related to Michigan life insurance or Michigan health insurance. Also, using the Internet, visit Google to conduct a quick search Type the agent’s name followed by a comma, and the following other keywords: “complaints,” “fraud,” “scam.”
Do not do business with any agent, who recommends overstating net worth to claim a higher Michigan life insurance benefit. In fact, file a complaint with the Attorney General’s office. Remember to make all insurance check payments to the insurance company versus the agent.
Although certain Michigan health insurance plans have specific enrollment dates, do not subscribe to any plan out of pressure or due to coercion. Additionally, any agent who fails to explain the details regarding the Michigan life insurance or other plan information is a red flag for an unscrupulous “professional.
Bookmark or visit Michigan Health and Life.com for additional information about Michigan life insurance and Michigan medical insurance policies. The site maintains the latest news, resources and free life insurance quotes, online.