When I worked in the travel market I used to find it surprising the amount of people who would ask me ” Do I actually require travel insurance ? ” ! I even heard that some individuals went on a holiday break with their families without proper insurance protection ! It’s pure craziness in my opinion.
Numerous people think their bank account covers them for taking a trip or even the E111 form ( or European medical card ) provides extremely good insurance. However that is generally not the case with most bank cards as they don’t include cover for everything so you should to buy appropriate holiday break insurance if in any doubt.
In the past only travel agents sold travel insurance policies and even in some cases insisted that you had to take their cover to book the holiday. New legislation came into force and this was good news for customers who now had some very competitive quotes.
You should book your travel insurance immediately after or even during your holiday booking as you will not be covered for cancellation if anything happens before you travel. An example of this is that you book your holiday on the Friday and the next day you break your leg and are unable to travel.
You were going to book holiday insurance soon but had your accident first so you are not covered for cancellation !!! Your tour operator may well allow you to amend to a later date if you’re lucky but in the event you happen to be travelling within the subsequent few weeks you may well have lost all of your funds.
Surprising things can take place which impact your holiday break , like a household member becoming sick and that means you should make sure you acquire an insurance policy instantly right after booking your holiday break and don’t leave it till the last minute.
An annual travel insurance policy or family policy may also save you some money and cover a few holidays per year.
Check out the latest deals on Thomson Holidays 2011 and also the offers at Thomson Platinum