Author Archives: Wayne Watson

The best way for people over 65 to find affordable life insurance is to do comparison-shopping. Generally, over 65 life insurance options are limited than for those who are younger. Some companies do not even offer coverage-or at least remotely affordable coverage-to seniors. So how do you find life insurance for over 65 that fits your needs and your budget? First, confirm your reason for buying coverage; the reason affects the amount of benefit you need and the amount of premium you pay. Some people over 65 are buying a policy for the traditional reason: to make sure their significant other can continue to enjoy their current lifestyle even if their partner’s income disappears. For most couples, the loss of one person’s income could mean the difference between keeping a home or losing it. Continue reading →