Author Archives: Mayola Trego

Impairment insurance coverage is one of many foundations of the solid financial policy for physicians. Yet I’ve seen numerous mistakes financial advisors (read “insurance salesman”) have made relating to disability insurance for physicians. With a Google browse “disability insurance for physicians” you’ll come across a plethora of insurance salesman claiming to concentrate on physician disability insurance. It’s clear to see why: naturally insurance products pay some hefty commissions. For many of these fellas, it’s “sell and go away.” Once you’re sold the item that’s generally where the relationship ends. Some of these individuals have sold incapacity policies which can be woefully inadequate to many of my physician clients. Continue reading →