Author Archives: Jean Blondell

What is the Obamacare health plan?

The Obamacare health plan, more formally known as the Patient Protection and Affordable Care Act (PPACA), signed into law in March 2010, aims to change the face of health insurance in America. Continue reading

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What is a deductible and can I reduce my insurance premiums?

A “deductible” is the amount of money which the insured party must pay to the insurer before the insurer’s own coverage plan begins. In practice, insurers usually include a deductible in their policies in order to avoid paying out benefits on relatively small claims. Continue reading

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What are the basic types of personal insurance my family should consider?

If you are looking for personal insurance coverage for your family here is a look at the basic types of personal insurance you should consider purchasing a policy for: Continue reading

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Do I need insurance when renting a home?

Even if you are not the owner of the property you are living in, you still have a responsibility to purchase insurance. Although it will not be necessary for you to buy homeowner’s insurance or property insurance, renter’s insurance is a necessity for anyone renting or looking to rent a home. Continue reading

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How do I finance buying a boat?

While buying a boat is exciting, finding the money for it can be less than thrilling Some banks and credit unions offer special loans for watercraft purchases, others do not, so if you go to your bank for a boat loan, you may have to apply for a personal loan. Since the interest rates on personal loans are often higher than those on mortgage and automobile loans, buying a boat can be an expensive proposition. Continue reading

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Will my health insurance cover me on vacation overseas?

Around the world, more and more people are setting out on vacations abroad, often without all the health coverage they need. What many travelers fail to realize is that their home country’s health insurance plan usually does not extend to out of country locations. Continue reading

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Top 5 Home Insurance Tips

If you are looking to purchase a home or even if you already have a home insurance policy and are looking for tips on how to lower your costs, it is never too late to update your plan to include just what you need. Continue reading

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Why should I insure my mortgage?

Before purchasing property, all buyers need to ask themselves one very important question, “What will happen if I cannot pay my mortgage in the future?” Continue reading

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