Author Archives: Ethan Kalvin

Pre-authorization is something that your health insurance uses as a hoop for you to jump through in order to receive your benefits. But why do they do it? Well, honestly because they want to examine the thought process behind the treatment while also requiring a little more forethought about procedures prior to having them done. Continue reading →

Health insurance is just one of those things. While you would think that having health insurance would protect you from all health related issues and incurring expensive medical bills, this is not always the case. Your doctor may have one way of trying to treat an illness or injury but it is up to your health insurance company to determine whether or not they are willing to pay for such treatments. Continue reading →

If you are a parent or living with children then you should know that you may be able to receive assistance for your children’s health care coverage. Although the requirements to receive these benefits are income reliant you can easily access all of the income and family requirements by going directly to the government website for Medicaid. There is even a calculator to let you know if you may be eligible for these benefits. Continue reading →

There are many different types of health insurance plans available and many companies are turning to HMO or PPO plans simply because they are less costly to both companies and individuals who use them. The cost of these plans simply makes them a superior alternative to employee compensation and are more the rule than the exception. Continue reading →

There are many changes coming down the pike these days and most of them are government mandated which essentially means that you just don’t have a choice. Many of the choices have been taken from your hands and as a result you will probably notice that the cost of your health care plan is significantly more than it has been in previous years. And if you aren’t noticing a significant change in your premiums then it is really important to make sure that you look over your new health care plan more carefully because chances are that your benefits have been reduced in some areas to make up for the higher cost of the policy. Continue reading →

It’s important to realize that it is only a matter of time before the government starts regulating health care. As part of this proposed plan one can be penalized and fined if they are not covered by health insurance. So in order to protect yourself it is wise to give yourself some time to get used to paying health insurance and health insurance premiums. This could also mean adjusting your budget, but better sooner than later. Continue reading →