Author Archives: Jerry Wetzstien

Regulating California Health Insurance Rates – AB52

On Thursday, June 2, 2011 the power to reject rate hikes was given to state regulators by Democrats in the California Assembly after a mass-exodus from the chamber by protesting Republican lawmakers. With the Assembly voting 42 to 1 to approve the bill it will now go before the Senate. Continue reading

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Rules Private Medicare Providers Must Follow

Medicare supplement plans are those offered by private firms on a fee-for-service basis. Depending on the individual plan, certain services are included in the agreement along with the use of particular doctors and medical facilities. The client is given a Medicare plan card they use whenever medical attention is needed in order to determine what is covered by the supplemental plan and what is not. With so many Medicare supplement plan providers in business, it is important that a government sanctioned set of guidelines be adhered to. Continue reading

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How Supplementation of Medicare Can Benefit You

When it comes to your personal health, or the health of your loved ones and family, you want only the best. The best options, the best doctors, the best advice, the best costs for services and prescription drugs. Yet, many Medicare plans don’t enable you to have the best of these things available to you due to lack of full coverage. Essentially, you are left with gaps in your coverage. And those gaps could end up being all that stands between you and the treatment or service you require. This is where Medicare Supplementation enters the equation. Continue reading

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Staying Healthy While on Vacation in Mexico

You’ve no doubt heard the jokes, the references and real life experiences of people who have traveled to Mexico and ended up falling ill while on vacation. Some people even schedule their vacation with a few extra days added as insurance, so that when they inevitably succumb to “Montezuma’s Revenge”, they can spend time recovering and not feel as though they’ve wasted any of their vacation laying in bed in their hotel room. Continue reading

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2010 Health Care Reform: One Year Later

It seems like only yesterday that US President Barack Obama signed the Patient Protection and Affordable Care Act (PPACA) right along with the Health Care and Education Reconciliation Act of 2010. All the chaos that surrounded the proceedings before, during and after that historic day now just seem like useless semantics. However the outcome was something quite extraordinary. The acts signed in by President Obama basically constitute the United States’ first step towards universal medicare. Continue reading

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Medicare – A Simple Overview

The U.S. government’s Medicare program is a medical help program that provides health insurance coverage to individuals who are 65 years of age or over and also to those under 65 with specific disabilities. This social insurance program has four parts and each one covers a specific area of medical insurance. Read on to understand the benefits of the different plans through a brief overview of the Medicare program. Continue reading

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The Medicare Rights Center

The Medicare Rights Center is a national nonprofit consumer advocacy center whose sole purpose is to ensure the safe access to affordable healthcare for older adults and those with disabilities. The center was founded in 1989, and has offices in New York City and Washington DC. It operates phone hotlines, internet services, a large volunteer network and community programs in all states. The center’s funding comes from private foundations, public contracts, corporate donations and private contributors. Continue reading

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The Ancient History of Health Insurance

The most primitive form of health insurance existed before the invention of the wheel. If a member of the tribe became ill, the women would gather together and help heal them. Everyone would chip in to ensure the invalid’s family was cared for and fed. There was no application process or insurance card or even a payment. It was just expected that all the members of the community would help each other, no questions asked. Continue reading

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How To Choose The Best Medicare Supplement Plan

Every American citizen over age 65 is entitled to Medicare Part A. Medicare Plan F is the most commonly selected supplement plan available and designed to cover some of the other costs that are incurred during regular health care, including outpatient services, doctor visits, labs and x-rays. Nearly all Medicare benefit recipients select Medicare Plan F as part of their insurance package. Continue reading

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What Is Covered With Accident Insurance?

It is not difficult to confuse accident insurance with other types of insurance such as life insurance, disability insurance or even income protection insurance. Accident insurance, however, is quite specific and covers only a limited number on injuries, all of which must result from an accident. It is possible to take out accident insurance on its own or combined with another type of life insurance policy. To understand more about accident insurance, let’s look at what it entails in more detail. Continue reading

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