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Author Archives: Danielle Kunkle
Enrolling in Texas Medicare – Easy as One, Two, Three
Although Medicare is a federal program, you will enroll at your local social security office, so enrolling in Texas is similar to enrolling anywhere else. Traditional medicare includes both hospital benefits, or Medicare Part A, as well as Medicare Outpatient benefits, or Medicare Part B. Knowing when to enroll in Medicare can be confusing, especially when the eligiblity for social security benefits is different. Continue reading
Medicare 101 – Getting Started for Baby Boomers
Original Medicare is a U.S. federal program for health insurance for those 65 years old or older, as well as Americans with disabilities who may have qualified younger. Medicare was designed to be a foundation of coverage for our older citizens, but it also requires quite a bit of cost-sharing on the part of the beneficiary. If you are new to the program and just beginning to think about what sort of supplemental coverage you might enroll in, it’s helpful to first learn your Medicare 101 basics. Continue reading
Posted in medical insurance
Tagged baby boomer issues, bb retirement, Finance, finance for seniors, getting started, health, health insurance, insurance, learn about Medicare in Texas, medical insurance, medicare 101, texas medicare, texas medicare enrollment, texas medicare supplements
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Medicare Coverage for Cancer – What Do My Original Part A & Part B Pay Toward Treatment?
Medicare Part B, after a small annual deductible, pays 80% toward your outpatient medical treatment. While most diseases and medical conditions are covered by Medicare Part B, internal cancer is a condition which seems to cause people the most concern when thinking about future medical costs. After all, radiation, surgery and chemotherapy for cancer can be particularly expensive, even when you are only paying 20% of the price of treatment. Medigap plans are one way in which individuals can supplement their coverage under original Medicare and lower their financial risks. Continue reading
Texas Medicare Supplement Tips: How to Choose the Right Plan for You
It would be lovely if one could simply read the Medicare & You handbook and know all they need to know about their health coverage during their retirement years. Unfortunately, the booklet is rather frustrating because the average health insurance buyer isn’t familiar with the terminology. This leads to feelings of frustration and even incompetence when you are beginning to research your Texas Medicare Supplement options. Every day, hundreds of other beneficiaries are facing the same dilemma. Thankfully, help is available from many online experts. Continue reading
The ABCs Of Texas Medicare Advantage Plans
Many people don’t realize there is a considerable difference between Medicare Advantage plans and medicare supplements. Texas Medicare Advantage plans pay instead of Medicare – they are privatized health plans. Whereas a medicare supplement fills in the gaps in Medicare’s coverage, a medicare advantage plan (MA) provides original A & B benefits to you while you pay the agreed upon cost-sharing your medical treatments. Continue reading